La responsabilità del finanziatore per concessione irresponsabile del credito nell´ordinamento spagnolo
Journal:
Diritto della banca e del mercato finanziario
Year of publication: 2020
Pages: 87-118
Type: Article
Abstract
This paper aims at analyzing the lender’s obligation to assess debtor´s credit-worthiness before granting credit to consumers, arising from the 2008/48/CE and 2014/17/UE Directives. In Spanish law no contractual liability has been regulated in case this obligation is breached. In the present study some contractual remedies are proposed that could be extrapolated to other legal systems.