La responsabilità del finanziatore per concessione irresponsabile del credito nell´ordinamento spagnolo

  1. Lourdes V. Melero Bosch
Diritto della banca e del mercato finanziario

Year of publication: 2020

Pages: 87-118

Type: Article


This paper aims at analyzing the lender’s obligation to assess debtor´s credit-worthiness before granting credit to consumers, arising from the 2008/48/CE and 2014/17/UE Directives. In Spanish law no contractual liability has been regulated in case this obligation is breached. In the present study some contractual remedies are proposed that could be extrapolated to other legal systems.